Current Rates
as of 10/02/2008
Certificates
of Deposit†
|
| |
Term |
|
Interest
Rate |
APY* |
| Certificates - Minimum to open $1,000 |
1 |
Month |
|
|
|
|
2.47% |
2.50% |
3 |
Month |
|
|
|
|
2.47% |
2.50% |
6 |
Month |
|
|
|
|
3.20% |
3.25% |
12 |
Month |
|
|
|
|
3.45% |
3.50% |
18 |
Month |
|
|
|
|
3.45% |
3.50% |
24 |
Month |
|
|
|
|
3.45% |
3.50% |
36 |
Month |
|
|
|
|
3.20% |
3.25% |
48 |
Month |
|
|
|
|
3.20% |
3.25% |
Jumbo
Certificates - Minimum to open $100,000 |
1 |
Month |
|
|
|
|
2.52% |
2.55% |
3 |
Month |
|
|
|
|
2.52% |
2.55% |
6 |
Month |
|
|
|
|
3.25% |
3.30% |
12 |
Month |
|
|
|
|
3.49% |
3.55% |
18 |
Month |
|
|
|
|
3.49% |
3.55% |
24 |
Month |
|
|
|
|
3.49% |
3.55% |
36 |
Month |
|
|
|
|
3.25% |
3.30% |
48 |
Month |
|
|
|
|
3.25% |
3.30% |
Personal
Checking and Savings |
Balance
Tier |
|
APY* |
| Ultimate
Checking - Minimum to open $100 |
$ |
2,500 |
- |
$ |
4,999 |
|
0.99% |
1.00% |
$ |
5,000 |
- |
$ |
49,999 |
|
1.04% |
1.05% |
$ |
50,000 |
- |
$ |
149,999 |
| 1.44% |
1.45% |
$ |
150,000 |
- |
$ |
249,999 |
|
2.03% |
2.05% |
$ |
250,000 |
- |
and
above |
|
2.13% |
2.15% |
| High
Yield Money Market - Minimum to open $1,000 |
$ |
0 |
|
$ |
4,999 |
|
2.23% |
2.25% |
$ |
5,000 |
- |
$ |
49,999 |
|
2.23% |
2.25% |
$ |
50,000 |
- |
$ |
149,999 |
|
2.52% |
2.55% |
$ |
150,000 |
- |
$ |
249,999 |
|
2.86% |
2.90% |
$ |
250,000 |
- |
and
above |
|
2.86% |
2.90% |
| Ultimate
Savings - Minimum to open $100 |
$ |
100 |
- |
$ |
4,999 |
|
0.99% |
1.00% |
$ |
5,000 |
- |
$ |
49,999 |
|
1.69% |
1.70% |
$ |
50,000 |
- |
$ |
149,999 |
|
1.98% |
2.00% |
$ |
150,000 |
|
and
above |
|
2.42% |
2.45% |
| Meridian
Savings - Minimum to open $100 |
$ |
100 |
- |
and
above |
|
0.99% |
1.00% |
| Young
Savers -
Minimum to open $100 |
All
balances |
|
0.99% |
1.00% |
Business Checking
and Savings Account Rates |
Balance
Tier |
|
APY* |
| Commercial
NOW -
Minimum to open $1,000 |
$ |
2,500 |
- |
$ |
4,999 |
|
0.99% |
1.00% |
$ |
5,000 |
- |
$ |
49,999 |
|
1.04% |
1.05% |
$ |
50,000 |
- |
$ |
149,999 |
|
1.44% |
1.45% |
$ |
150,000 |
- |
$ |
249,999 |
|
2.03% |
2.05% |
$ |
250,000 |
- |
and
above |
|
2.13% |
2.15% |
| Commercial
Money Market -
Minimum to open $1,000 |
$ |
0 |
|
$ |
4,999 |
|
2.23% |
2.25% |
$ |
5,000 |
- |
$ |
49,999 |
|
2.23% |
2.25% |
$ |
50,000 |
- |
$ |
149,999 |
|
2.52% |
2.55% |
$ |
150,000 |
- |
$ |
249,999 |
|
2.86% |
2.90% |
$ |
250,000 |
- |
and
above |
|
2.86% |
2.90% |
| Commercial
Savings -
Minimum to open $500 |
$ |
100 |
- |
and
above |
|
0.99% |
1.00% |
Individual
Retirement Account† |
Term |
|
|
APY* |
| IRA - Minimum to open $1,000 |
12
Month Fixed Rate |
|
2.47% |
2.50% |
18
Month Variable Rate |
|
2.72% |
2.75% |
All
rates offered are subject to change without notice.
CD rates are not guaranteed until the account is opened.
*
The APY (Annual Percentage Yield) assumes interest
remains on deposit and is based on the interest payment
frequency for compounding on a 365-day period. The
APY is accurate as of 10/02/2008.
† A
penalty may be imposed for early withdrawal.
Fees
may reduce earnings on the account.
|
|
|
